In the reporting quarter, NII (difference between interest earned and interest expended) was up 13 per cent y-o-y at ₹31,196 crore (₹27,638 crore in the year ago quarter).
Non-interest income, comprising fee based income, trading income, recovery in written-off accounts, and others, declined about 80 per cent y-o-y to ₹2,412 crore (₹11,803 crore).
Provisions towards non-performing assets (NPAs) declined 15 per cent y-o-y to ₹4,268 crore ( ₹5,030 crore).
Deposits, Advances up
Gross NPAs declined to 3.91 per cent of gross advances as at June-end 2022 against 3.97 per cent as at March-end 2022. Net NPAs declined to 1 per cent (1.02 per cent).
Total deposits increased by 10.06 per cent y-o-y to stand at ₹40,45,696 crore as at June-end 222. Gross advances were up 11 per cent y-o-y to stand at ₹28,15,249 crore.
August 06, 2022